Direct Quotes Help and Support

DirectQuotesOnline.com works to provide you with the knowledge and information you need to make an educated decision about your insurance policies. That being said, here are some insurance terms, as well as some frequently asked questions that you should be familiar with when reviewing insurance quotes.

At Fault:

The responsible party in an event like an accident.

Beneficiary:

A person or persons who is deemed to inherit a trust, will or insurance policy.

Cash Value:

Cash amount offered to the insurance policy owner in the contract.

Coverage:

Amount of risk or liability covered for an individual by means of insurance.

Liability:

Something that causes a disadvantage or something that someone is responsible for.

Term Life Insurance:

Coverage at a fixed rate of payments for a set amount of time.

Universal Life Insurance:

Allows policy holder to alter the policy in response to life changes.

Variable Life Insurance:

Permanent protection to the beneficiary upon the deceasing of the policy holder.

Whole Life Insurance:

Coverage for the policy holder’s whole life that requires premiums to be paid annually.

Why do I need these types of insurances?

Auto, Home and Life insurances are insurances policies that can protect in these different facets of your everyday life. Insurance policies can work to protect you in the event of an unforeseen incident or events that are out of your control. While insurance policies, may be thought to be unnecessary, they can be remedial if an event ever were to occur.

How do I get a quote?

DirectQuotesOnline.com works with a number of different insurances agencies that specialize in Auto, Home and Life insurance. We can help to provide you with access to these insurance carriers. Once you have researched what kind of insurance you are looking for, we will put you in touch with an insurance company that will provide you with a quote. It’s that easy!

How do I pick an insurance provider?

Picking the right insurance provider is very important. First, you will want to know exactly what your needs are so that you can eliminate companies that may not be a good fit for you. Secondly, you should consider three important factors when picking an insurance provider.
  • Pick an insurance provider based on your coverage needs
  • Type of services the insurance company is willing to provide for you
  • The cost of the quote you receive

What is the best policy for me?

The best policy is the one that covers every requirement you are looking for at the most affordable rate. When shopping for insurance policies, you want to take into consideration the price of each quote without compromising on coverage. For example, you may have two auto insurance quotes that are fairly comparable as far as what they cover. Quote A is $30 less in the monthly premium, but does not give you rental car insurance in the event of an accident. You may consider going with Quote B, if you know that you will want a rental car down the line.